Improving Lives in Africa Through Innovative Real Estate, Financial Services, and Technology

Who We Are

NCDFHOMES Limited, established on August 19, 2011, is a pioneering force in the realm of affordable housing development and regeneration. Registered under the number 973212, we have been dedicated to providing sustainable, high-quality housing solutions through innovative construction methods, cost-effectiveness, and community development.

Three Pillars

NCDFHOMES develops affordable housing and offers accessible financing solutions, empowering low-income homebuyers to purchase, sell, and own homes according to their preferences


Committed to zero-emission sites, climate-friendly materials, and renewable energy, we align with global goals for a greener planet.


Innovating with smart technologies, renewable systems, and energy efficiency, our buildings prioritize sustainability and occupant well-being.


Focusing on making homeownership a reality through innovative, cost-effective construction methods without compromising quality.

Our Mission

To be a leading affordable housing development and regeneration company, delivering high-quality, sustainable housing solutions through innovative construction methods, cost-effectiveness, and community development.

Our Vision

To be a catalyst for positive change in housing accessibility, affordability, and sustainability, providing every individual with a place they can call home.

Key Projects and Milestones

Prototype Estate, Kuje, FCT – Abuja

2012 – 2015

Designed and built 30 affordable homes with earth blocks and intermediate technology, showcasing a 50% reduction in construction costs.

Affordable Social Housing Partnership

2012 – Ongoing

Signed a Public-Private Partnership with the Federal Ministry of Housing, delivering 30 prototype homes and reducing construction costs by 30%.

State Government Collaborations

Benue, Imo, Lagos – Ongoing

Partnered with state governments, donating land and developing affordable housing estates, including a significant project in Lagos.

Ongoing Projects

Oyo, Benue, Imo, Mowe – Ongoing

Currently developing a total of 2,500 affordable homes across multiple states. 

Stories From Our Clients

Empowering Families

I'm delighted to share my exceptional experience with NCDFHOMES, highlighting their unmatched commitment to accessible finance for property acquisition. Thanks to their outstanding support, I recently became a homeowner. From the beginning, NCDFHOMES impressed me with their dedication to making homeownership achievable. The financial complexities of property purchase were made manageable through their tailored and accessible finance options, perfectly aligning with my needs. The NCDFHOMES team exhibited professionalism and expertise throughout the process. They took the time to understand my financial goals, patiently addressing my questions (and believe me I had a lot of questions) offering transparent information about various financing options. This commitment significantly enhanced my confidence and informed decision-making. I recommend NCDFHOMES to anyone in search of a partner genuinely dedicated to helping achieve homeownership.

- Mr. Philip U. Ofoegbu

Navigating the rental market for years, owning a home seemed like an unattainable dream. NCDFHOMES changed the game by offering a unique opportunity for individuals like me. Their team understood my needs and financial situation, creating a personalized plan that made homeownership not only feasible but also sustainable within my budget. Now, as a proud homeowner, I can attest that NCDFHOMES has not only fulfilled my dream but has also significantly improved my financial outlook. The opportunity to move from rent to homeownership has not only provided me with a sense of stability but has also become a cornerstone for building wealth and securing my future.

- Mr. Olabode Samuel Akinbinu

NCDFHOMES provides access to quality affordable homes that has demonstrated throughout my home-buying journey. From the very beginning, they stood out as a reliable and customer-centric real estate partner. The team's dedication to ensuring that individuals, like myself, have access to well-built, affordable homes has been truly remarkable. The attention to detail and commitment to quality in their housing projects sets them apart in the real estate industry. It was evident that they prioritize customer satisfaction and strive to make the dream of owning a quality home a reality for everyone. One of the most noteworthy aspects of NCDFHOMES is their commitment to affordability without compromising on quality. The homes they offer are not only well-designed and equipped with modern amenities. It’s a haven of comfort and security. I Engr. Lateef F. Busari recommend them.

- Engr. Lateef F. Busari

As a customer, during the replacement of my loan, I had the pleasure of working with a team that truly understands the importance of making this process stress-free. What truly sets NCDFHOMES apart is their commitment to personalized service. I was treated not as just another customer, but as an individual with unique needs and preferences. The team went above and beyond to tailor the loan replacement to suit my financial situation, ensuring that the terms were not only favorable but also aligned with my long-term goals. The efficiency and timeliness displayed by NCDFHOMES in processing the loan replacement were remarkable. I felt a sense of security knowing that my financial matters were being handled by a dedicated team. Thank you, NCDFHOMES, for turning what could have been a daunting process into a smooth and comfortable experience

- Mrs. Sheila M. Johnson

Milestones and Achievements

530 Housing Units Delivered

Successfully completed and delivered 530 housing units, addressing the critical need for affordable housing in Nigeria.

 Environmental Leadership

Positioned as an environmental leader, actively reducing our carbon footprint and influencing sustainability practices

Net Climate-Neutral Company by 2030

Positioned as an environmental leader, actively reducing our carbon footprint and influencing sustainability practices

Employment Opportunities

Anticipating direct employment for 7,000 people during construction and indirect employment for as many as 2,000 people.

Future Vision (2024 - 2028)

Ambitious goal to complete the construction of 2,500 homes within 5 years, contributing significantly to housing accessibility

Sustainable Development Initiatives

Green Smart Building Solutions

Aligned with the Paris Agreement, we focus on zero-emission development sites, climate-friendly materials, recycling practices, and renewable energy production, contributing to mitigating climate change.

Pioneering Partnerships for Sustainability

We pioneer partnerships, integrating smart technologies into developments. Our commitment is reflected in projects generating more renewable energy than consumed, paving the way for a sustainable and technologically advanced future.

Holistic Approach to Development

Beyond constructing green buildings, our holistic approach to urban planning considers transportation, green spaces, and community engagement. We aim to create vibrant, livable communities fostering a symbiotic relationship between people and the environment.

Transparency and Accountability

At NCDFHOMES, transparency and accountability are core values. We ensure every project aligns with sustainability goals, actively engaging with clients, stakeholders, and local communities to create spaces that inspire and empower.

Environmental Leadership in the Industry

Striving to be a net climate-neutral company by 2030, we actively reduce greenhouse gas emissions, adapt properties to climate change impacts, and collaborate with tenants for sustainable choices.

Affordable Housing Development

Visit to book and buy affordable homes. NCDFHOMES Limited focuses on delivering high-quality affordable housing and mixed-tenure developments with good design and sustainability.

Our Achievements and Future Goals

With 530 completed housing units and ongoing projects across Nigeria, we’re on a transformative journey. Our goal is to complete 2,500 homes by 2028, contributing significantly to housing accessibility.

Join the Sustainable Housing Revolution

In conclusion, NCDFHOMES is not just a housing developer; we are pioneers in sustainable development, creators of vibrant communities, and advocates for affordable and environmentally responsible housing. Join us on this transformative journey towards a net climate-neutral future. For more detailed information, please visit our website or contact our customer support.